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Interest rates & calculators
வட்டி விகிதங்கள்
For Deposit individual 8.25% and For senior citizens 8.50%
Calculate Loans and DepositsBest FD rate8.50%Senior citizens, 3 years
Recurring deposit8%12 to 24 months
Lowest loan rate6%TAMCO Loan
Highest loan rate15%Joint Liability Group Loan
Fixed deposit interest rates
Indicative rates for deposits below ₹2 crore, per annum. Senior citizens (60+) receive an additional 0.50%.
| Period | General | Senior citizens |
|---|---|---|
| Savings Account (based on daily balance) | 3.50% | 3.50% |
| 30 days to 90 days | 5.00% | 5.00% |
| 91 days to 180 days | 5.50% | 5.50% |
| 181 days to 364 days | 6.50% | 7.00% |
| 1 year to 2 years | 8.00% | 8.25% |
| 25 months to 60 months | 8.25% | 8.50% |
Recurring deposit rate
Save a fixed amount every month and earn a fixed rate.
| Tenure | General | Senior citizens |
|---|---|---|
| 12 to 24 months | 8% | 8.25% |
Loan interest rates
Rates per annum, calculated as simple interest on a daily basis (principal × rate × days ÷ 365).
| Loan type | Interest rate (p.a.) |
|---|---|
| House Construction Loan | 13% |
| Gold Loan | 11% |
| Joint Liability Group Loan | 15% |
| Home Mortgage Loan | 13% |
| Loan for Differently Abled Persons (NHFDC) | 15% |
| Self Help Group Loan | 15% |
| Business Loan | 15% |
| TABCEDCO Loan | 7% |
| TAMCO Loan | 6% |
| Women Entrepreneur Loan | 15% |
| Working Women Loan | 14% |
| Educational Loan | 15%* |
| Siragugal Loan | 15%* |
| Surety Loan | 15% |
Calculators
Monthly EMI
Total interest
Total payable
Maturity value
Interest earned
You deposit
Maturity value
Interest earned
You deposit
Estimates only. FD and RD calculated with quarterly compounding. Final figures are confirmed at the branch.
Talk to us at the branch
Bring your Aadhaar and PAN. Most accounts open the same day.